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Pub, Hotel, Restaurant and Leisure Finance

WE ARE A MARKET LEADER IN THIS SECTOR

pumps-hotelWith 25 years senior management experience in the brewery and hospitality trade there is not much our Senior Commercial Manager doesn’t know about the Pub, Hotel, Restaurant and Leisure Finance sector.

There is equally no doubt that this sector has suffered greatly in the economic downturn with many business failures and an increasing number of Leasehold and Freehold properties coming on to the market, many at knock down prices.

Even through the downturn we have continued to help many clients to realise their dream of business ownership and enter the Pub, Hotel, Restaurant and Leisure sector. We also assist current ‘tied’ leaseholders acquire the freehold of their current property and there are some other special arrangements available for well-established and profitable businesses in this sector.

We can also provide Property Development Loans if you are looking to develop your own Hotel or other leisure facility.

The key requirements in raising finance in the Pub, Hotel, Restaurant and Leisure sector are:

  • Demonstrable Business Experience in the sector.
  • Deposit funds available at circa 30% of the freehold business purchase price.
  • Additional security may be acceptable in lieu of full deposit funds.
  • Stock funding and working capital to be available, we can arrange this for you. ( VAT Bridging Loans available).
  • Special arrangements provided for established sitting tenants in a profitable business.
  • Trading accounts with proof of mortgage affordability from net profits are a key requirement.
  • Pubs ideally need a balanced ‘wet / dry’ revenue mix.
  • Solid, demonstrable business plan and cash flow forecast.

If you have the right business plan and personal experience and you have the drive and commitment to enter this sector then we invite you to consult the Pub, Hotel, Restaurant and Leisure Sector specialists.

Please call us today to see how we can help or submit an enquiry and we will contact you. Our advice is given freely, in confidence and without obligation.

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Eclipse Finance is a trading style of Eclipse Property and Commercial Finance Limited, with registered office at 1st Floor, 8 Bridle Close, Kingston Upon Thames KT1 2JW with Company Number 08656409. Eclipse Finance is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with an unrestricted number of Lenders.

Data Protection Statement:
We are registered with the Information Commissioners Office under Registration Number ZA019250. We comply fully with the General Data Protection Regulations (GDPR) 2018 and all client data and information provided to us will be managed, processed and kept secure in accordance with the GDPR. We will never share or distribute client data to any third party other than with lenders whom we believe may serve the best interests of you the client. To view our full Data Protection Statement and Client Privacy Policy please click this link here.

Commission Statement:
We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

PLEASE MAKE BORROWING DECISIONS CAREFULLY, PROPERTY OR OTHER ASSETS OFFERED AS SECURITY MAY BE AT RISK IF YOU CANNOT MAKE THE AGREED REPAYMENTS